About Grow

Grow empowers financial institutions to deliver outstanding services through technology and data analytics

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200-1285 W Pender
Vancouver, BC
V6E 4B1

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Maximize lending opportunities to drive growth

Give your customers instant loan quotes, real-time approvals and fulfillment

Retail and SME Lending solutions for banks and credit unions

powered by Grow

As a bank or credit union, we know you want to provide incredible service while growing your wallet share.
Grow’s Lending solutions are end-to-end, fully configurable SaaS solutions for financial institutions that maximize lending opportunities to drive growth, reduce drop-off rates and increase account profitability.
Accessible through browser and through your existing mobile app, Grow’s loan origination capabilities offer the most effective way to close loans with new users and grow wallet share with existing users. The Grow Platform offers financial institutions unprecedented insight into the applicant’s finances to optimize underwriting and relevant cross-sell opportunities
Enjoy rapid deployment, ongoing enhancements and industry leading practices through our cloud-based SaaS solutions, while significantly reducing the time it takes to process loan applications.

Instant loan quotes.

Maximize your lending opportunities by making it fast and easy for borrowers to get a quote - anytime, anywhere. Borrowers can complete a loan application in as little as 5 minutes.

Real-time approvals.

Don't let your customers search for other quotes and approvals while they're waiting. Grow approvals happen immediately after application based on automated, configurable decisioning logic.

Real-time fulfillment.

Time-saving automation and Grow's proprietary E-signature feature enables you to finalize loan agreements and fulfill immediately.

OSFI

When you work with Grow, you can be safe in the knowledge that our Lending solution is used by OSFI audited and approved financial institutions. Reduce risk and work with a partner that you know meets the highest regulatory standards for compliance.

Rapid deployment

Deploy Grow's digital Lending solution in a matter of weeks with Grow's pre-integrated to full-integrated launch plan options

Consumer or SME lending solutions

The Grow Platform can be used to support both consumer and SME lending to streamline your integrations and vendors

Instant verification

Data aggregated through FinSnap in conjunction with a credit bureau pull and a slick UI ensures compliance with PCMLTFA/KYC without compromising UX

Configuration

As a white labelled solution, your brand elements (colours, logo, copy, font) are added to the Lending UI to ensure a seamless brand experience

Intrigued? See the Grow Platform live!

See how Grow can help your financial institution thrive. Get in touch and a solutions specialist will get back to you shortly to schedule a demo

How It Works.

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1

Borrower Begins Loan Application

After creating a profile, the borrower enters in the desired loan amount and what the loan will be used for
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2

Personal Information

The borrower confirms personal information including housing costs and employment information
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3

Pre-Approved Loan Quoted

A Soft Credit Pull is run against your pre-configured decisioning logic to determine an instant pre-approved loan quote
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4

Verification

Contact information is verified via email, text message or phone call. A primary and secondary ID are uploaded and verified against a selfie or uploaded portrait. Powered by FinSnap, The borrower links an existing bank account to verify income, satisfy KYC requirements and to verify the Funding Account
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5

Compliance & Legal

A Hard Credit Pull confirms and finalizes all remaining inputs before approving or declining a loan application. The borrower is required to agree to all legal terms, including a digital signature using Grow's proprietary e-signature feature from any device, ensuring your loan terms are enforceable and compliant
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6

Application Complete

A final review and the borrower submits their application; all data is sent securely to your core system and you can manually review their application in the Admin Console

FinSnap

Built into our Lending solution, Grow's proprietary data aggregation API powers robust verification methods and identifies valuable cross-sell opportunities

Adjudication

Grow’s Adjudication Engine enables you to benefit from configurable decisioning logic, automating loan quotes and approvals for instant results